Credit Manager Commercial Vehicle

Job Summary

Company Name

Vitasta Consulting Private Limited

Locations

Raipur

Nationality

India

Experience

2 – 7 years

Keywords / Skills

Credit Management , Analysis of Loan proposals, Delinquency management , Document verification , fraud control

Function

• Banking, Insurance & Financial Services

• Sales/ Business Development

Role

• Business Development Manager

• Other BFSI

Industry

Any

Summary

Job Description * * * * Analysis of Loan proposals put forth by the sales Team. · Preparing Credit proposals of Commercial vehicles (New&Old for HCV/LCV) and CAT loans for appraisal or approval. Qualitative & Quantitativ

Posted On

28th Oct 2015

Job Ref code

55311175

Job Description

Job Description

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  Analysis of Loan proposals put forth by the sales Team.

  
  
  

  ·          Preparing Credit proposals of Commercial vehicles (New&Old for HCV/LCV) and CAT loans for appraisal or approval.
  
   Qualitative & Quantitative analysis of credit proposals in the areas of risk evaluation and mitigation

  
  
  

  ·          Training and retraining on credit policies/norms. Policy & Process Adherence and Audit compliance.
  
  To maintain healthy credit portfolio (Delinquency management).

  
  
  

  ·         Quick & fair decision making to control & minimize risk aligned with Implementation of credit policies.

  
  
  

   HO Reporting-Network Excel/Viability and different Trackers (Deviation and delinquency).
  
  Regular customer and market visit to know about the market behavior.

  
  
  

  ·         Liaison with the FI, technical, Document verification and fraud control agencies to ensure regulatory compliance.

  
  
  

  ·          Analysis of financials like ratio (mainly DSCR & DE)

  
  
  

   
  
  

   

  
  
  

Key Skill(s)

Credit Management

Analysis of Loan proposals

Delinquency management

Document verification

fraud control

About Company

From big transnational corporations to fast growing SME"s to fledgling start-ups every corporate body is looking for top talent. All of these are keenly aware that the only real competitive advantage they can have and build in today"s flat world is the "human capital".

We are servicing this need for many national and international clients across various domains. We have been helping find a large number of our clients quite a few leaders, functional experts as also emerging precocious talent since 1997.

We credit all our success to three things; customer centric work systems, unflinching belief in our corporate values and our synergy enhancing team. We see repeat business and referral as the operative driver of customer feedback.

For more details on us visit www.vitasta.com

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Credit Manager Commercial Vehicle